The Essentials of Financing Your New Roofing Project

Planning to replace your roof but concerned about financing? Fortunately, there are many ways to finance a roof replacement. Here’s a rundown from one of the leading residential and commercial roofing contractors in the area.

There are many financing options available to property owners, each with pros and cons. Many homeowners opt for personal or home equity loans. Credit cards can also serve as a valid option if the project’s total cost falls within the credit limit, and of course there’s also the option of paying with cash if you can afford it.

Where to Get Your Loan

If you need a loan, you can choose to go to your bank or a financing company. Some commercial and residential roofing contractors also offer in-house financing options by partnering with a third-party financing company.

Government Programs

You may also qualify for government-backed financing programs. These programs tend to have low interest rates, but have much stricter requirements. For example, VA loans are exclusive to veterans and active service members and their spouses. Another example, FHA title loans, require that you either own the property or have a long-term lease on it.


Roofing insurance can be considered a form of roof financing under specific situations, like when storm damage is severe enough to require a roof replacement. Filing an insurance claim is easier when working with a local contractor, so search for “roofing contractors near me.”

Do you need a new roof for your home? We’re here to help. Evans Roofing and Gutters Inc. is the leading roofing contractor in the area. You can call us at (412) 200-5331 or fill out this contact form to request a quote.

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